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Instant Online Finance
Applying for finance through our online store is an extremely simple process that will take 5 minutes of your time, and you could have your dream instrument arrive at your door the next day!
We offer 6 and 12 months Buy Now, Pay Later finance, as well as 24, 36 and 48 months Classic Credit (14.9% APR). Here's how to apply below:
If your order comes to a total of more than £250, proceed to the checkout. At Step 4, "Payment Information", select V12 Retail Finance as your payment plan. Here you will be given a list of finance options, and a detailed breakdown of your repayments. You can also enter the deposit you wish to put on the item, increasing the deposit reduces the repayments.
Buy Now, Pay Later (BNPL) finance allows you to pay off your dream instrument at your own pace. We offer 6 months BNPL on orders up to £499.00 and 12 months BNPL on orders over £499.00.
Signing up for BNPL finance gives you either a 6 month or 12 month deferral period in which to pay off the entire loan amount, and if you choose to pay it off in your deferral period you will pay no interest (a £29.00 settlement fee is payable upon payment of the balance). You can pay off as little or as much as you want, at your own pace, during this period.
Should you choose not to pay off the amount in full during your deferral period, you can pay off your loan over 36/48 months (29.8% APR). There is no deposit required for all BNPL options.
Our Classic Credit options allow you to pay for your order with fixed monthly payments. A full breakdown of your repayment plan will be displayed at the checkout, and on all documentation from V12 upon approval.
At the "Order Review" step, click place order. Here you will be taken to the V12 Finance application form.
Once you are on the V12 Finance application form, simply fill out all of the fields, and once you've applied you will be given an instant decision on your credit application. Once your application has been approved, we will send you a sales receipt email as normal and your order will be processed.
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KG Music Ltd is registered in the UK SC343715. Registered office: 73 ELGIN STREET, DUNFERMLINE, FIFE, KY12 7SD
KG Music Ltd acts as a credit broker and offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance.
KG Music Ltd is authorised and regulated by the Finance Conduct Authority. Our registration number is 0663701. Credit provided subject to age and status.