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Applying for finance through our online store is an extremely simple process that will only take 5 minutes of your time, and could mean you have your dream instrument arrive at your door the next day!

We offer 12, 24 and 36 months Classic Credit at 9.9% APR.

How to Apply

1. Choose Your Gear

As long as the total of your order comes to more than £250, you can choose to pay it off using one of our finance plans.

2. Checkout

Once you've added your items to the basket, proceed to the checkout. At Step 4, "Payment", select the "Apply for Finance" payment option. Here you will be given a list of finance plans, and a detailed breakdown of your repayments.

You can also enter the deposit you wish to put on the item. Increasing the deposit reduces the repayments.

3. Apply

Place your order to be taken to the V12 application form. Simply fill out all of the fields, and once you've applied you will be given an instant decision on your credit application.

Once your application has been approved and signed, we will send you a sales receipt email as normal and your order will be processed.

What We Offer: Classic Credit

Our Classic Credit options allow you to pay for your order with fixed monthly payments. A full breakdown of your repayment plan will be displayed at the checkout, and on all documentation from V12 upon approval.


  • APR: 9.90%
  • Repayment Term: 24 months
  • Deposit Amount: £100
  • Monthly Payment: £41.27/month
  • Total Amount Payable: £1090.48
  • Cost of Credit: £91.48

KG Music Ltd is registered in the UK SC343715. Registered office: 73 ELGIN STREET, DUNFERMLINE, FIFE, KY12 7SD

KG Music Ltd acts as a credit broker and offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance.

KG Music Ltd is authorised and regulated by the Finance Conduct Authority. Our registration number is 680119. Credit provided subject to age and status.